BOC Retirement Savings Plan
(the RS Plan)
You are currently a deferred member of the RS Plan. You are a 'deferred member' if you're no longer working for BOC, or you've opted out of the RS Plan.
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What is the RS Plan?
The RS Plan is a flexible defined contribution (DC) pension arrangement through which you can save for your retirement. A DC pension arrangement is one where you and your employer save into an individual account for you, which is then invested. When you access your retirement savings, the amount built up in this account is used to give you an income.
Saving in the RS Plan will provide you with retirement savings and the option to take tax-free cash from age 55. The RS Plan also offers benefits that give you and your dependants some financial security if you die or are too ill to work.