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You're viewing content for deferred members of the RS Plan

(This means you have opted out of the RS Plan, or left the Company)

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BOC Retirement Savings Plan
(the RS Plan)

You are currently a deferred member of the RS Plan. You are a 'deferred member' if you're no longer working for BOC, or you've opted out of the RS Plan.

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Stay alert to scams

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What is the RS Plan?

The RS Plan is a flexible defined contribution (DC) pension arrangement through which you can save for your retirement. A DC pension arrangement is one where you and your employer save into an individual account for you, which is then invested. When you access your retirement savings, the amount built up in this account is used to give you an income.

Saving in the RS Plan will provide you with retirement savings and the option to take tax-free cash from age 55. The RS Plan also offers benefits that give you and your dependants some financial security if you die or are too ill to work.

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Please note, the Gist Limited Pension Scheme (GLPS) merged with the BOC Pension Scheme (BOCPS) in 2020. If you were a member of the GLPS and want to see the Scheme's history and documents, then please visit the GLPS page.

Stay alert to scams

New scams are emerging all the time and can be by post, email, phone, social media or in person.

Some members have been targetted by scammers asking whether they would like to sell BOC shares, or claiming that money is owed to them from BOC. Please treat such calls with suspicion, and do not open links that look suspicious. Remember, BOC Pension Services will never ask you for your bank details over the phone.

Visit the Financial Conduct Authority's 'Warning list'.

There are also a number of fake HMRC contacts which you may think are related to your pension. Please visit the HMRC site to make yourself aware of these.

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