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In membership
> > How the Scheme works
> > Your contribution rate
> > Salary Exchange
> > How much the Company contributes
> > Cap on increases to Pensionable Earnings
> > If you die
> > If you become ill
> > If you are made redundant
> > If you want to retire late or take flexible retirement
> > If you work part time
> > If you are absent
> > If you leave
> > If you retire
> > Revaluation
> > Transfers in
> > Change in circumstances
> > Useful links
> > FAQs
> > Glossary

Reaching your target pension
> > Steps to successful retirement planning
> > Transferring from Level 1 to Level 2
> > How much will Level 2 cost?
> > AVCs
> > Glossary

Leaving and beyond
> > Leaving your pension deferred
> > Increases to your deferred pension
> > Transferring your benefits
> > If you retire as a Deferred Member
> > If you die as a Deferred Member
> > If you become ill as a Deferred Member
> > Revaluation
> > Change in circumstances
> > Useful links
> > FAQs
> > Glossary

Retirement
> > Steps to successful retirement planning
> > How your pension is calculated
> > How the cash sum is calculated
> > When you can retire
> > If you have an AVC fund
> > What you need to do
> > How your pension is paid
> > How your pension increases
> > When you die
> > Change in circumstances
> > Useful links
> > FAQs
> > Glossary

Change in circumstances
> > If you change your address
> > If you marry, divorce or have children
> > Pensions and divorce
> > If you change your name
> > If you change your bank details
> > Nominating a beneficiary
> > Death of a member

Planning and education
> > Steps to successful retirement planning
> > Wealthcheck
> > Contribution calculator
> > Pension calculator
> > Benefit statements
> > Learn about money
> > State scheme
> > DB schemes
> > DC schemes
> > Stakeholder pensions
> > Personal pensions

Security of your pension
> > BOC Pension Investment Fund
> > Joint Investment Committee
> > Investment principles
> > Advisers and administrators
> > Pension Protection Fund

The technicalities
> > Taxation of your pension benefits
> > Data Protection Act 1998
> > Regulatory bodies
> > The Pensions Regulator
> > Pension Tracing Service
> > If you have a complaint
> > The Pensions Advisory Service
> > Pensions Ombudsman
> > Anything else?

Scheme documentation
> > Scheme forms
> > Downloadable documents
> > Archived documents

Who’s who
> > BOC pensions department
> > Service Charter
> > Trustee's role
> > Trustee Directors
> > Advisers and administrators
> > Joint Investment Committee
> > Investment Managers
> > Pensions Advisory Council (PAC)
> > Becoming a member of the PAC

Pension benefits

Need help working out how well off you'll be in retirement? See the Planning and education section for more information. 

Forms and documents

Download the forms and documents relating to BOC Pension Scheme.

 

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